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How Wall Street Invests Its Money in Hard Times
Keywords:
For senior executives of financial firms investing in August 2011- following weeks of extreme volatility in the U.S. stock market- is all about capital preservation. Executives interviewed here have moved all their money to high grade bonds and cash. This is happening even as the advisors of financial firms are telling the public to stay in the stock market for the long term, and even as many middle class investors have seen their savings shrink from the crash of 2008. It is the crash of 2008 that has made the executives interviewed here turn highly cautious.
Aging, Retirement and 401(K)'s in America- 2010-2016
03/30/2010
The situation confronting the baby boom generation as it retires in the U.S. The stock market boom-bust cycles of 2000-2002 and 2006-2008 have hurt the 401(K) retirement accounts of most Americans. High unemployment and the housing crisis with many home owners under water has only worsened the situation. The difficult situation for seniors earning little interest on their savings. The problem of outliving ones savings for seniors with their money invested in bonds in a low interest rate environment. The median savings of Americans of close to $10,000 with only 10% of Americans having saved about $1 million by age 65. Longevity today means Americans are likely to live to age 85.
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Big 401(k) Mistakes … and How You Can Avoid Them
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Why Many Retirees Could Outlive a $1 Million Nest Egg
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Suddenly, Retiree Nest Eggs Look More Fragile
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Low Interest Rates Are Squeezing Seniors
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Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
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An About-Face for the Stock Market’s 5-Year Return
New York Times 02/15/2014
Questions America asks it financial leaders in the light of the cratering going on in the world of finance and ordinary American's retirement savings.
01/28/2008
As a large part of 401 K's disappear and retirement savings are hurt badly Americans are asking questions of public servants and leaders in finance.
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Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
BusinessWeek 05/27/2010
Paulson’s Deal-Making Revives Treasury’s Relevance
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Paulson Drove Plan to Shore Up Fannie Mae, Freddie Mac
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Taking Hard New Look at a Greenspan Legacy
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The Guys From ‘Government Sachs’
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No More Economic False Choices
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A Federal Reserve sponsored bull market in the U.S.
09/24/2009
With quantitative easing (QE), the Fed creating money to buy Treasury bonds at a fast pace, and with inflation "exceptionally low" in the Fed's words, there is considerable liquidity to support the surge in stocks. But this could change quickly. Investors would benefit from caution.
Grouped Articles
Wall Street Journal 05/08/2013
Wall Street Journal 05/11/2013
Stockmarkets: Don’t worry, be happy
Economist 05/27/2013
Wall Street Journal 05/29/2013
Wall Street Journal 11/17/2013
An About-Face for the Stock Market’s 5-Year Return
New York Times 02/15/2014
The Crisis of the Individual Investor.
03/30/2010
This crisis is most acute for firms like Schwab which pioneered individual investing after 1982. The violent nature of markets in the post 2008 period.
Grouped Articles
Low Interest Rates Are Squeezing Seniors
Wall Street Journal 03/30/2010
Ten Stocks to Own During a Market Correction
Wall Street Journal 02/08/2014
Wall Street Journal 03/05/2012
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Advice After Stock Market Drop: Take Some Deep Breaths, and Don’t Do a Thing
New York Times 08/21/2015
Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
BusinessWeek 05/27/2010
Saving for Retirement in the U.S.
03/30/2010
The difficult situation of seniors earning little interest on their savings.
Grouped Articles
Why Many Retirees Could Outlive a $1 Million Nest Egg
New York Times 06/08/2013
Suddenly, Retiree Nest Eggs Look More Fragile
New York Times 06/15/2013
Low Interest Rates Are Squeezing Seniors
Wall Street Journal 03/30/2010
Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
BusinessWeek 05/27/2010
The Case for Dividend Funds in Retirement
Wall Street Journal 04/15/2014
The Five Big Lies of Retirement Planning
Unknown 04/17/2014
What senior executives of financial firms are doing with their own investments and what their firms are telling the public
08/23/2011
For senior executives interviewed in this survey investing is all about capital preservation. One executive has moved all his funds to U.S. government bonds and cash, another executive has given up the 60% stock 40% bond allocation recommended by financial firm advisors and moved his savings to cash and high investment grade bonds. These executives witnessed the 2008 crash and are not taking any chances. Financial advisors of these firms continue to tell the public to stay in it for the long term. Who bears the greater risk if things go wrong? The middle aged investor risks losing the bulk of his 401 (K) as he nears retirement. Investor portfolios of the middle class in America risk further losses after losses in the 2008 crisis.
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How Wall Street Invests Its Money in Hard Times
Wall Street Journal 08/23/2011
Number of the Week: Volatile August for Stocks
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Why a Legendary Market Skeptic Is Upbeat About Stocks
Wall Street Journal 09/10/2011
Beware the Registered Investment Adviser
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Where to Put Your Money in 2012
Wall Street Journal 01/05/2012
A New Year, the Same Ol' Pessimism
Wall Street Journal 01/09/2012
Intelligent investors and stock market rallies in 2010-2015
02/12/2011
Jason Zweig, who edited the recent publication of Benjamin Graham's classic book on investing, "The Intelligent Investor," and other experts, on the widespread public misinformation and misperceptions about stock market rallies. There is no getting around the common sense understanding that if things go up fast they will go down just as fast.
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The Best Financial Advice I Ever Got (or Gave)
Wall Street Journal 12/28/2013
Ten Stocks to Own During a Market Correction
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Wall Street Journal 04/19/2014
Are Stock Prices Headed for a Fall?
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Test Your Smarts on Apple, Yellen, India
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Advice After Stock Market Drop: Take Some Deep Breaths, and Don’t Do a Thing
New York Times 08/21/2015
Insiders in the world of finance, IPO related activity, and middle class investors in the USA
01/04/2011
Insider efforts to profit from the highest valuations that can be created for tech companies. The hype creates tech bubbles in stock markets and eventually losses for middle class investors.
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Search for the 'Next Big Thing' leads to Soaring Valuations
New York Times 01/21/2014
Finance and economics: What's wrong with finance
Economist 05/09/2015
Steven Pearlstein - When it comes to investing, Facebook is not for the masses
Washington Post 01/04/2011
Twitter as Tech Bubble Barometer
Wall Street Journal 02/10/2011
New York Times 02/13/2011
Why I Was Wrong About 'Dow 36,000'
Wall Street Journal 02/24/2011
Household debt, income and savings in the U.S.- 2010-2015
02/05/2008
Grouped Articles
Wall Street Journal 02/02/2012
An Ambiguous Omen, U.S. Household Debt Begins to Rise Again
New York Times 02/18/2014
Economy Fitful, Americans Start to Pay as They Go
New York Times 02/05/2008
Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
Wall Street Journal 04/04/2009
How Righteousness Killed the World Economy
New York Times 10/12/2014
Retirement 101: Saving for Retirement
02/19/2011
Basic things one should know about saving for retirement.
Grouped Articles
Why Many Retirees Could Outlive a $1 Million Nest Egg
New York Times 06/08/2013
Suddenly, Retiree Nest Eggs Look More Fragile
New York Times 06/15/2013
The Case for Dividend Funds in Retirement
Wall Street Journal 04/15/2014
The Five Big Lies of Retirement Planning
Unknown 04/17/2014
10 Scariest Money Mistakes—Don't Be Tricked!
Unknown 04/17/2014
Five Big Investments You Don't Know You Have
Wall Street Journal 05/12/2014
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