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Deleveraging: It's Not Over Till It's Over
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It is a reminder of far household debt went up in 10 years. Household debt was only 66% of GDP in 1998, Today it is 96% of GDP, and it is 130% of disposable income. For it to go back to the level only 10 years ago, it would have to drop 30%.
Household debt, income and savings in the U.S.- 2010-2015
02/05/2008
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Wall Street Journal 02/02/2012
An Ambiguous Omen, U.S. Household Debt Begins to Rise Again
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Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
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How Righteousness Killed the World Economy
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Credit card debt surges and the effects on U.S. consumer spending, followed by household debt reduction.
07/05/2008
The result is huge swings in consumer spending, first with rising debt and then with debt reduction and the cultural shift to different lifestyles.
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A Warning Light to Alert the I.M.F.
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Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
How Righteousness Killed the World Economy
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Americans’ Debt-Cutting Levels Off
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An Ambiguous Omen, U.S. Household Debt Begins to Rise Again
New York Times 02/18/2014
Americans Pocketing What They Save on Gas, Retail Data Suggests
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Student debt at $1 trillion in 2011 - a macroeconomic factor which determines consumer spending and buying of new homes
03/11/2009
Student debt in 2011 was 5 times the level in 2000. This happens as education and technical skills are increasing in importance in determining wages and benefits, higher education in increasingly becoming unaffordable, and government help is declining because of budget cutbacks. This is affecting the image of the U.S. as a nation of opportunity.
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High student debt is dragging down the U.S. economy | Wonkblog
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Student Loan Debt Is a Drag on the Economy, Too
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U.S. Schools Chief Arne Duncan Labors to Straddle Political Divide
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The Great Stagnation in American Education
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College Tuition Increases Slow, but Government Aid Falls
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Upward Mobility Has Not Declined, Study Says
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The U.S. savings rate as the American public shifts to less spending, debt reduction, and higher savings after the economic crisis in 2008-2009.
02/05/2008
The increase in the savings rate as saving takes precedence.
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Economy Fitful, Americans Start to Pay as They Go
New York Times 02/05/2008
Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
Wall Street Journal 04/04/2009
How Righteousness Killed the World Economy
New York Times 10/12/2014
The Doomsayers Who Got It Right
Wall Street Journal 01/02/2009
U.S. Savings Rate at Highest Point in 15 Years
New York Times 06/27/2009
U.S. Savings Rate
01/06/2009
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Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
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How a Feedback Loop Is Providing a Boost
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Low Rates for Savers Are Reason for Complaint - Fair Game
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Washington Post 06/12/2012
U.S. household wealth, consumer spending and the economy- 2013-2015
03/11/2009
The uneven distribution of household wealth gains after the stock market recovery of 2010-2013 and consumer spending more dependent on income gains.
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Wealth Tide Doesn't Lift All Boats
Wall Street Journal 12/10/2013
That 2014 Growth Breakout? Not Looking Likely
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Deleveraging: It's Not Over Till It's Over
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'Secular Stagnation' May Be for Real
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How Righteousness Killed the World Economy
New York Times 10/12/2014
An Ambiguous Omen, U.S. Household Debt Begins to Rise Again
New York Times 02/18/2014
February-April 2009, a quarter in the life of the 2008 global financial crisis- lest it be forgotten!
02/07/2009
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Economy Shed 598,000 Jobs in January
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In the Red, Toyota Sees Loss Tripling
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Furloughs in California Close Many State Offices
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Soaring Job Losses Drive Stimulus Deal
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Senate Reaches $780 Billion Compromise Package
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Ireland's Boom Falls Hard in Global Crisis
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The April 2009 G-20 Docklands, London Summit and the constructive confrontation between American and European positions.
02/15/2009
The positions of both sides. The Europeans credibly calling for global regulations as non-negotiable, and the US credibly calling for larger stimulus spending now when it would have the greatest impact. And the tough negotiations ahead.
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Fixing a Perception Gap for the Underappreciated G-20
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Household debt, spending and the U.S. economy 2010-2015
02/05/2008
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An Ambiguous Omen, U.S. Household Debt Begins to Rise Again
New York Times 02/18/2014
Economy Fitful, Americans Start to Pay as They Go
New York Times 02/05/2008
Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
'Secular Stagnation' May Be for Real
Wall Street Journal 08/27/2014
How Righteousness Killed the World Economy
New York Times 10/12/2014
Americans’ Debt-Cutting Levels Off
Wall Street Journal 12/12/2014
Realistic perspectives on the U.S. economy with the consumer and bank bad debt overhang.
03/11/2009
High Frequency Economics's Ian Shepherdson and other experts look at the effect of debt in estimating growth.
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Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
How Righteousness Killed the World Economy
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New York Times 11/29/2009
Tom Keene Talks with David Stockman
BusinessWeek 08/12/2010
Economist Shiller Sees Potential for 'Double Dip' Recession
Wall Street Journal 08/27/2010
How to Fix the Economy: An Expert Panel
BusinessWeek 09/16/2010
The deleveraging process for debt reduction of banks, homeowners, consumers, and government underway in the U.S. 2009-2015
01/06/2009
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Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
How Righteousness Killed the World Economy
New York Times 10/12/2014
Retailers Can’t Gas Up on Oil Savings
Wall Street Journal 05/14/2015
Cheap Oil Gives Little Help to U.S. Spending
Wall Street Journal 12/11/2015
Wall Street Journal 09/08/2011
U.S. poverty rate reaches 15.1 percent - The Washington Post
Washington Post 09/13/2011
Savings habits of younger Americans after the economic crisis of 2008-2009
02/05/2008
For many the experiences of parents postponing retirement because of low savings, or facing unemployment and foreclosure, are leading to debt reduction and lower credit card use. Younger workers in the U.S. in 2012-2013 are also contributing more to 401 (K) plans. Vanguard says the median annual contribution to 401 (K) and retirement savings accounts is 9%, including a 3% employer contribution. Vanguard says this is too low and is recommending Americans contribute annually 12-15%.
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Why Many Retirees Could Outlive a $1 Million Nest Egg
New York Times 06/08/2013
Suddenly, Retiree Nest Eggs Look More Fragile
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Wanted: Jobs for the New 'Lost' Generation
Wall Street Journal 09/14/2013
Wall Street Journal 03/05/2012
Economy Fitful, Americans Start to Pay as They Go
New York Times 02/05/2008
Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
Consumer Spending in the U.S. in 2010-2013
01/06/2009
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Wall Street Journal 04/18/2013
BusinessWeek 07/29/2010
Wealth Tide Doesn't Lift All Boats
Wall Street Journal 12/10/2013
Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
How Righteousness Killed the World Economy
New York Times 10/12/2014
An Ambiguous Omen, U.S. Household Debt Begins to Rise Again
New York Times 02/18/2014
The highly artificial nature of disposable income in the U.S. in 2010-2012
01/06/2009
One analyst calls it a dangerous aneuyrism. The U.S. consumer came out of the 2008 financial crisis with low savings and high debt. The additional consumer spending that is occurring in 2011 is coming from continued spending at high debt levels and is not sustainable according to experts.
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Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
BusinessWeek 02/17/2011
Families Slice Debt to Lowest in 6 Years
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A U.S. Recovery Built on Low-Paying Jobs
BusinessWeek 02/24/2011
Wall Street Journal 03/17/2011
Income Data Reflect Recovery's Fitful Path
Wall Street Journal 03/24/2011
Rising U.S. Foreclosures take on crisis proportions deepening the economic downturn.
08/24/2007
Foreclosures in 2008 hit 16% up from 6% in 2007, and in an accelerating trend if unemployment hits new highs.
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A Toxic Subprime Mortgage Bond's Legacy Lives On
Wall Street Journal 09/13/2013
Wall Street Journal 12/31/2013
Fannieâs and Freddieâs Foreclosure Oversight Questioned
New York Times 10/19/2010
The Case Against the Bernanke-Obama Financial Rescue
New York Times 05/16/2014
New York Times 05/19/2014
New York Times 05/04/2009
Failure to stem foreclosures under the Obama administration continues inaction under Bush administration.
08/24/2007
The failure of the Obama administration to break the cycle of foreclosures begetting falling house prices begetting more foreclosures, further weakening the banks and the economy, with strong action. It continues the missteps of the Bush period and may undo much of the good work in other areas such as stimulus, restructuring the auto industry and new priorities. Inaction here is coupled with inaction in relation to insolvent banks and is likely to prove costly.
Grouped Articles
New York Times 07/17/2011
A Toxic Subprime Mortgage Bond's Legacy Lives On
Wall Street Journal 09/13/2013
Wall Street Journal 12/31/2013
Fannieâs and Freddieâs Foreclosure Oversight Questioned
New York Times 10/19/2010
The Case Against the Bernanke-Obama Financial Rescue
New York Times 05/16/2014
New York Times 05/19/2014
To just be where America was in 1999, household debt has to drop 30%!
03/11/2009
The movement among Americans like Mr Bailey in Boise, Idaho, to get debt free, is going to be as big a factor as the toxic assets at banks, and foreclosuresin housing, in the fundamental changes that are going on in the economy that will last for years, decades. These are conservative lending, government lending to make up, savings, less consumption and scrapping or sale of unneeded factory capacity (plant) to developing countries.
Linked Articles
Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
Frugality Forged in Today's Recession Has Potential to Outlast It
Wall Street Journal 04/06/2009
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