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Beware the Registered Investment Adviser

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Aging, Retirement and 401(K)'s in America- 2010-2016

03/30/2010

The situation confronting the baby boom generation as it retires in the U.S. The stock market boom-bust cycles of 2000-2002 and 2006-2008 have hurt the 401(K) retirement accounts of most Americans. High unemployment and the housing crisis with many home owners under water has only worsened the situation. The difficult situation for seniors earning little interest on their savings. The problem of outliving ones savings for seniors with their money invested in bonds in a low interest rate environment. The median savings of Americans of close to $10,000 with only 10% of Americans having saved about $1 million by age 65. Longevity today means Americans are likely to live to age 85.

Grouped Articles

Big 401(k) Mistakes … and How You Can Avoid Them

Wall Street Journal 04/13/2013

Why Many Retirees Could Outlive a $1 Million Nest Egg

New York Times 06/08/2013

Suddenly, Retiree Nest Eggs Look More Fragile

New York Times 06/15/2013

Low Interest Rates Are Squeezing Seniors

Wall Street Journal 03/30/2010

Chuck Schwab Is Worried About Small Investors. Should We Worry Too?

BusinessWeek 05/27/2010

An About-Face for the Stock Market’s 5-Year Return

New York Times 02/15/2014

What senior executives of financial firms are doing with their own investments and what their firms are telling the public

08/23/2011

For senior executives interviewed in this survey investing is all about capital preservation. One executive has moved all his funds to U.S. government bonds and cash, another executive has given up the 60% stock 40% bond allocation recommended by financial firm advisors and moved his savings to cash and high investment grade bonds. These executives witnessed the 2008 crash and are not taking any chances. Financial advisors of these firms continue to tell the public to stay in it for the long term. Who bears the greater risk if things go wrong? The middle aged investor risks losing the bulk of his 401 (K) as he nears retirement. Investor portfolios of the middle class in America risk further losses after losses in the 2008 crisis.

Grouped Articles

How Wall Street Invests Its Money in Hard Times

Wall Street Journal 08/23/2011

Number of the Week: Volatile August for Stocks

Wall Street Journal 09/03/2011

Why a Legendary Market Skeptic Is Upbeat About Stocks

Wall Street Journal 09/10/2011

Beware the Registered Investment Adviser

BusinessWeek 10/27/2011

Where to Put Your Money in 2012

Wall Street Journal 01/05/2012

A New Year, the Same Ol' Pessimism

Wall Street Journal 01/09/2012

Saving for Retirement in the U.S.

03/30/2010

The difficult situation of seniors earning little interest on their savings.

Grouped Articles

Why Many Retirees Could Outlive a $1 Million Nest Egg

New York Times 06/08/2013

Suddenly, Retiree Nest Eggs Look More Fragile

New York Times 06/15/2013

Low Interest Rates Are Squeezing Seniors

Wall Street Journal 03/30/2010

Chuck Schwab Is Worried About Small Investors. Should We Worry Too?

BusinessWeek 05/27/2010

The Case for Dividend Funds in Retirement

Wall Street Journal 04/15/2014

The Five Big Lies of Retirement Planning

Unknown 04/17/2014

The Pension and Benefits Debate in American society

08/27/2010

With 12.5% of U.S. workers being state and local government workers, there is someone, a neighbor, a friend, who works for state and local government. The lunch or dinner conversations often wander into the issues about benefits and pensions in the private and government workplaces.

Grouped Articles

Public Pensions and Our Fiscal Future

Wall Street Journal 08/27/2010

American states' pension funds: A gold-plated burden

Economist 10/16/2010

Pension Issues Spice Dinner Debates

Wall Street Journal 02/18/2011

Democrats for Pension Reform

Wall Street Journal 06/16/2011

Beware the Registered Investment Adviser

BusinessWeek 10/27/2011

Point Man on Pensions

Wall Street Journal 04/22/2012

Investing for 2010- strategies and prospects.

01/02/2010

Grouped Articles

Barry Ritholtz: Time, not timing, is key to investing success - The Washington Post

Washington Post 08/25/2014

For Stocks in the Developed World, It Was a Decade of Zeros

New York Times 01/02/2010

Four Reasons to Remain Cautious

Wall Street Journal 01/02/2010

What the Past Can’t Tell Investors

New York Times 01/03/2010

Beware the Crisis around the corner

Financial Times 01/04/2010

Why a Legendary Market Skeptic Is Upbeat About Stocks

Wall Street Journal 09/10/2011

The Crisis of the Individual Investor.

03/30/2010

This crisis is most acute for firms like Schwab which pioneered individual investing after 1982. The violent nature of markets in the post 2008 period.

Grouped Articles

Low Interest Rates Are Squeezing Seniors

Wall Street Journal 03/30/2010

Ten Stocks to Own During a Market Correction

Wall Street Journal 02/08/2014

Bad News for Boomers

Wall Street Journal 03/05/2012

How to Spot a Market Bubble

Wall Street Journal 04/19/2014

Advice After Stock Market Drop: Take Some Deep Breaths, and Don’t Do a Thing

New York Times 08/21/2015

Chuck Schwab Is Worried About Small Investors. Should We Worry Too?

BusinessWeek 05/27/2010


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