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Workers Saving Too Little to Retire
Keywords:
How low interest rates and Fed policies are hurting U.S. retirees, the elderly and savers
05/27/2010
Grouped Articles
Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
BusinessWeek 05/27/2010
Fed's Low Interest Rates Crack Retirees' Nest Eggs
Wall Street Journal 04/04/2011
Workers Saving Too Little to Retire
Wall Street Journal 03/19/2013
Wall Street Journal 06/15/2011
Will the Trump Era Bring Higher Interest Rates? Don’t Count On It
The New York Times 12/14/2016
Household debt, income and savings in the U.S.- 2010-2015
02/05/2008
Grouped Articles
Wall Street Journal 02/02/2012
An Ambiguous Omen, U.S. Household Debt Begins to Rise Again
New York Times 02/18/2014
Economy Fitful, Americans Start to Pay as They Go
New York Times 02/05/2008
Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
Wall Street Journal 04/04/2009
How Righteousness Killed the World Economy
New York Times 10/12/2014
Saving practices in the U.S. and in northern European countries of France, Germany, and Sweden
01/11/2010
Grouped Articles
Germany’s Cautious Savers Find New Taste for Risk
Wall Street Journal 01/26/2016
New York Times 11/24/2011
Wall Street Journal 07/31/2012
New York Times 01/11/2010
Workers Saving Too Little to Retire
Wall Street Journal 03/19/2013
U.S. Savings Rate
01/06/2009
Grouped Articles
Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
Wall Street Journal 04/04/2009
How a Feedback Loop Is Providing a Boost
Wall Street Journal 12/23/2010
New York Times 11/24/2011
Low Rates for Savers Are Reason for Complaint - Fair Game
New York Times 03/03/2012
Washington Post 06/12/2012
How U.S. states overstate the extent to which pensions are funded.
10/16/2010
Using a discount rate of 4% (for government borrowing costs) would correctly show the extent to which pensions are funded in Illinois, than the rate currently used rate of 8%. Using Illinois methods Dutch plans would be 200% funded says an expert in Holland. With lower savings of American workers as they approach retirement adequately funded pension systems are critical to the safety net.
Grouped Articles
Pension Pinch Busts City Budgets
Wall Street Journal 10/30/2013
Illinois Pension Fix Faces Political Test
Wall Street Journal 12/01/2013
Illinois Legislature Approves Retiree Benefit Cuts in Troubled Pension System
New York Times 12/03/2013
American states' pension funds: A gold-plated burden
Economist 10/16/2010
Wall Street Journal 03/05/2012
Chicago Mayor Seeks Alterations to Repair Badly Underfunded Pension Plan
New York Times 04/01/2014
Large income losses for people ages 55-64 and nearing retirement in the U.S.
05/27/2010
Grouped Articles
Wall Street Journal 09/14/2011
Why Many Retirees Could Outlive a $1 Million Nest Egg
New York Times 06/08/2013
Suddenly, Retiree Nest Eggs Look More Fragile
New York Times 06/15/2013
Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
BusinessWeek 05/27/2010
The Case for Dividend Funds in Retirement
Wall Street Journal 04/15/2014
Hiring Booms, but Soft Wages Linger
Wall Street Journal 01/10/2015
Samuelson on the elderly as a protected class in the Social Security and Medicare debates of 2010-2013
03/30/2010
Samuelson says that not asking some sacrifice from seniors and leaving Social Security and Medicare untouched as even the Ryan proposal does, means shrinking other social programs, defense and investments in education and infrastructure. This will be damaging for the U.S. Both parties and expecially the Democrats who accuse the Republicans of running "grandma under the bus," are to blame for this fear of both sides to come to grips with the issues. See the Washington Post editorial on Vice president Biden's comment "I flat guarantee you, no changes to Social Security," as downright disheartening and irresponsible at best and political pandering at worst.
Grouped Articles
Low Interest Rates Are Squeezing Seniors
Wall Street Journal 03/30/2010
Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
BusinessWeek 05/27/2010
Robert Samuelson: Ryan’s budget asks nothing of the elderly -; unfortunately - The Washington Post
Washington Post 08/16/2012
Robert Samuelson: Why Ryan might be right about Medicare - The Washington Post
Washington Post 08/20/2012
New York Times 08/19/2012
New York Times 08/23/2012
Aging, Retirement and 401(K)'s in America- 2010-2016
03/30/2010
The situation confronting the baby boom generation as it retires in the U.S. The stock market boom-bust cycles of 2000-2002 and 2006-2008 have hurt the 401(K) retirement accounts of most Americans. High unemployment and the housing crisis with many home owners under water has only worsened the situation. The difficult situation for seniors earning little interest on their savings. The problem of outliving ones savings for seniors with their money invested in bonds in a low interest rate environment. The median savings of Americans of close to $10,000 with only 10% of Americans having saved about $1 million by age 65. Longevity today means Americans are likely to live to age 85.
Grouped Articles
Big 401(k) Mistakes … and How You Can Avoid Them
Wall Street Journal 04/13/2013
Why Many Retirees Could Outlive a $1 Million Nest Egg
New York Times 06/08/2013
Suddenly, Retiree Nest Eggs Look More Fragile
New York Times 06/15/2013
Low Interest Rates Are Squeezing Seniors
Wall Street Journal 03/30/2010
Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
BusinessWeek 05/27/2010
An About-Face for the Stock Market’s 5-Year Return
New York Times 02/15/2014
Saving for Retirement in the U.S.
03/30/2010
The difficult situation of seniors earning little interest on their savings.
Grouped Articles
Why Many Retirees Could Outlive a $1 Million Nest Egg
New York Times 06/08/2013
Suddenly, Retiree Nest Eggs Look More Fragile
New York Times 06/15/2013
Low Interest Rates Are Squeezing Seniors
Wall Street Journal 03/30/2010
Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
BusinessWeek 05/27/2010
The Case for Dividend Funds in Retirement
Wall Street Journal 04/15/2014
The Five Big Lies of Retirement Planning
Unknown 04/17/2014
Savings habits of younger Americans after the economic crisis of 2008-2009
02/05/2008
For many the experiences of parents postponing retirement because of low savings, or facing unemployment and foreclosure, are leading to debt reduction and lower credit card use. Younger workers in the U.S. in 2012-2013 are also contributing more to 401 (K) plans. Vanguard says the median annual contribution to 401 (K) and retirement savings accounts is 9%, including a 3% employer contribution. Vanguard says this is too low and is recommending Americans contribute annually 12-15%.
Grouped Articles
Why Many Retirees Could Outlive a $1 Million Nest Egg
New York Times 06/08/2013
Suddenly, Retiree Nest Eggs Look More Fragile
New York Times 06/15/2013
Wanted: Jobs for the New 'Lost' Generation
Wall Street Journal 09/14/2013
Wall Street Journal 03/05/2012
Economy Fitful, Americans Start to Pay as They Go
New York Times 02/05/2008
Deleveraging: It's Not Over Till It's Over
Wall Street Journal 03/11/2009
The future for Americans facing retirement in 2013 and beyond
05/27/2010
A U.S. Senate report shows a huge $6.6 trillion deficit in retirement savings in 2013, which comes to about $57,000 per American household. Only a small part of the population benefits from the gains on the stock market- most have suffered from the losses suffered following the 2008 financial crisis, depletion in savings from periods of unemployment, lower paying jobs, little or no interest on savings accounts, and additional stress from rising student debt and medical costs.
Grouped Articles
Why Many Retirees Could Outlive a $1 Million Nest Egg
New York Times 06/08/2013
Suddenly, Retiree Nest Eggs Look More Fragile
New York Times 06/15/2013
Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
BusinessWeek 05/27/2010
Rethink Your Retirement Income
Wall Street Journal 12/21/2013
Wall Street Journal 03/05/2012
Dismal Science Takes Dim View of Dow 'Record'
Wall Street Journal 03/06/2013
Incomes, and labor force participation rates in the U.S. for seniors over age 75
03/30/2010
The changing situation for Americans of retirement age.
Grouped Articles
Wall Street Journal 09/14/2011
Why Many Retirees Could Outlive a $1 Million Nest Egg
New York Times 06/08/2013
Low Interest Rates Are Squeezing Seniors
Wall Street Journal 03/30/2010
Chuck Schwab Is Worried About Small Investors. Should We Worry Too?
BusinessWeek 05/27/2010
Takeaways From the Monthly Jobs Report
Wall Street Journal 04/05/2014
Wall Street Journal 08/12/2014
The view that the burden of U.S. deficit reduction is falling on the elderly, the poor and the middle class
01/20/2010
Bernie Sanders and other leaders who see this as a problem with the plans for U.S. deficit reduction that are under discussion.
Grouped Articles
Low Interest Rates Are Squeezing Seniors
Wall Street Journal 03/30/2010
Americaâs Sinking Middle Class
New York Times 09/18/2013
State of the Union: Obama Seeks to Narrow Income Gap
Wall Street Journal 01/29/2014
Bernie Sanders’s Revolutionary Roots Were Nurtured in ’60s Vermont
New York Times 07/03/2015
Similarities Aside, Bernie Sanders Isn’t Rerunning Howard Dean’s 2004 Race
New York Times 08/09/2015
Livin’ Bernie Sanders’s Danish Dream
New York Times 02/12/2016
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