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Germany’s Cautious Savers Find New Taste for Risk
Keywords:
Germans shifting more of savings to index funds and real estate in 2016 after years of low interest rates
01/26/2016
Grouped Articles
Germany’s Cautious Savers Find New Taste for Risk
Wall Street Journal 01/26/2016
Are Fund Managers Doomed? Making the Case for Passive Investing’s Triumph
WSJ 10/18/2016
Wall Street’s “Do-Nothing” Investing Revolution
WSJ 10/18/2016
Der Deutsche Sparer- German savers and low interest rates of 0.25% in Germany
03/03/2012
Only about 9.4 million Germans own stocks and mutual funds. German savings are much higher than int the U.S.- about 10% compared to 5%. The low interest rates and conservative approach of workers and middle class in avoiding equity investments especially after the 2008-2009 financial crisis means that their savings are falling behind inflation and declining in value. Media reports in Bild and Der Spiegel are critical of this transfer of wealth from workers and the middle class to upper income Germans. Increase in stock and mutual fund investments by Germans are still only about 5%, with a 5% decline in savings deposits, meaning workers and middle class still are risk averse to equities.
Grouped Articles
Europe's Easy-Money Policy Snubs German Savers
Wall Street Journal 11/25/2013
Americanized Labor Policy Is Spreading in Europe
New York Times 12/03/2013
Euro-Zone Inflation Returns to Record Low
Wall Street Journal 02/02/2014
Low Rates for Savers Are Reason for Complaint - Fair Game
New York Times 03/03/2012
German politics: Of scissors and biting
Economist 03/13/2013
Euro Zone Edges Closer to Deflation
Wall Street Journal 03/29/2014
Saving practices in the U.S. and in northern European countries of France, Germany, and Sweden
01/11/2010
Grouped Articles
Germany’s Cautious Savers Find New Taste for Risk
Wall Street Journal 01/26/2016
New York Times 11/24/2011
Wall Street Journal 07/31/2012
New York Times 01/11/2010
Workers Saving Too Little to Retire
Wall Street Journal 03/19/2013
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