World News Insights
1-3 Minute Gist
Search, personalize, or simply browse. Follow the world around you from gist and context to insights.
Who we are | Our Credo | Ways of using Lyrarc | FAQ | Send Feedback | First Letter From the Editor
Sign up. It's free and easy to use
Create an account
to personalize your feed of articles and topics.
All Topics Article
In Europe, Banks Borrowing to Stay Ahead of the Tide
Keywords:
The loan-to-deposit ratios on average for European banks of over 110% are much higher than the average in the U.S. of about 78%, according to analysts. The loan-to-deposit ratios for Spanish and Italian banks are much higher, with 160% for Bankia. If Spain leaves the eurozone and places a moratorium on loan payments the Greek loans on the books of France's banks in Greece would be in default, especially Credit Agricole. The French banks would suffer an estimated loss of 20 billion euros, and German banks 4.5 billion euros. German banks have been more aggressive in reducing their loan protfolios at risk than French banks during 2010-2012, hence their smaller exposure.
The high loan to deposit ratios of European banks and short term borrowings from money markets
06/10/2012
The loan to deposit ratios for European banks are on average over 110%. For U.S. banks it is about 78%. This means banks rely on borrowed money from money markets and other institutions, for loans made in excess of the deposits made at the banks. The borrowings are on a short term basis. The loan to deposit ratios for Spanish banks are about 160% for Bankia, and 115% for Banco Santander. The situation is similar in Italy.
Grouped Articles
Return of Long-Term Bond Buyers Seen as Crucial to Europe
New York Times 06/29/2012
In Europe, Banks Borrowing to Stay Ahead of the Tide
New York Times 06/10/2012
Europeâs Mightiest Banks Still Grapple With Crisis
New York Times 06/27/2012
Bundesbank Stresses Divide on Bond Buying
Wall Street Journal 08/02/2012
European banks and the impact of potential defaults or country exits from the euro
12/11/2010
Grouped Articles
European banks: The last idealists
Economist 12/11/2010
Wall Street Journal 07/13/2011
IMF Chief's Change of Tune on Bank Capital
New York Times 09/14/2011
Wall Street Journal 09/15/2011
IMF Urges EU Banks To Raise Capital
Wall Street Journal 09/22/2011
Banks Conduct Greek 'Fire Drills'
Wall Street Journal 11/04/2011
France's banks and losses from expansion in Greece
06/22/2011
French banks BNP Paribas, Societe Generale, Credit Agricole and other banks expanded in Greece. This is now turning out to be a burden.
Grouped Articles
Wall Street Journal 06/23/2011
Derivatives Cloud the Possible Fallout From a Greek Default
New York Times 06/22/2011
A Guide to the New Deal in Athens: How a 'Selective Default' Works
Wall Street Journal 07/22/2011
Wall Street Journal 07/22/2011
Fear, Rumors Pummel Europe Bank Shares
Wall Street Journal 08/11/2011
Bans Imposed on Some European Short Selling
Wall Street Journal 08/12/2011
The Wall Street Journal's reporting in 2011-2012 on France's banks, BNP Paribas, Credit Agricole and Societe Generale
09/16/2011
Grouped Articles
Dollars to the European Rescue
Wall Street Journal 09/16/2011
IMF Urges EU Banks To Raise Capital
Wall Street Journal 09/22/2011
German Bankers Argue Against Capital Plans
Wall Street Journal 10/14/2011
European Banks Face Deadline to Raise Capital Levels
New York Times 10/13/2011
French Banks Absorb New Hit From Greek Debts
Wall Street Journal 10/15/2011
Banks Conduct Greek 'Fire Drills'
Wall Street Journal 11/04/2011
Risky assets from the 2007 financial crisis still on the books of banks in France, Germany and the UK
11/07/2011
Grouped Articles
Germany’s Battered Regional Lenders Tiptoe Back Into Risk
Wall Street Journal 11/02/2015
Wall Street Journal 11/07/2011
Why European Banks Are Sacrificing Growth
BusinessWeek 12/15/2011
French Banks Thrust Into Limelight
Wall Street Journal 01/14/2012
Long-term understanding of the U.S. economic crisis - The Washington Post
Washington Post 03/19/2012
In Europe, Banks Borrowing to Stay Ahead of the Tide
New York Times 06/10/2012
Britain, Sweden, Spain and Basel III capital reserve requirements for banks
01/21/2010
Britain, Sweden and Spain oppose the dilution of capital reserve requirements for European banks through a broad definition of what constitutes Tier 1 capital. Germany, France and some other European countries favor a loose definition of Tier 1 capital. The systemic risks of lower reserve requirements and loose definitions of Tier 1 capital in a global banking crisis and the danger to taxpayers.
Grouped Articles
Spanish Banks More Vulnerable Than Italy's
Wall Street Journal 07/13/2011
The Battle Over Bank Rules at Basel III
BusinessWeek 05/27/2010
Swiss Politicians Push for Stricter Bank Capital Rules
Wall Street Journal 11/04/2013
Wall Street Journal 09/13/2010
Basel Rules Unlikely to Force Capital Raising
Wall Street Journal 09/14/2010
Wall Street Journal 09/14/2010
Equity sales by European banks in 2011-2013 to meet new Basel III standards
01/21/2010
Grouped Articles
IMF Urges EU Banks To Raise Capital
Wall Street Journal 09/22/2011
The Battle Over Bank Rules at Basel III
BusinessWeek 05/27/2010
Wall Street Journal 09/13/2010
Basel Rules Unlikely to Force Capital Raising
Wall Street Journal 09/14/2010
Wall Street Journal 09/14/2010
After Basel, the Banks Are Not Safer
BusinessWeek 09/15/2010
France's banks
06/16/2011
Grouped Articles
French Banks Warned on Their Greek Debt
Wall Street Journal 06/16/2011
Wall Street Journal 06/16/2011
Bans Imposed on Some European Short Selling
Wall Street Journal 08/12/2011
Economist 08/13/2011
U.S. Bank Stocks Fall on Anxiety About Europe
New York Times 08/18/2011
Woes at French Banks Signal a Broader Crisis
Wall Street Journal 09/12/2011
The impact of reduced lending by U.S. money market funds to French banks on credit growth in the U.S. -2011-2012
09/22/2011
About 25% of industrial and commercial loans in the U.S. are made by foreign banks or branches of foreign banks, according to the Federal Reserve. The lack of funding for France's banks from U.S. money market funds is expected to lead to reduced availability of loans in the U.S.. French banks are pulling back on lending in the U.S.. BNP Paribas and Societe Generale face a sharp decline in dollar funding.
Grouped Articles
European Banks Cut Dollar Exposure
Wall Street Journal 09/22/2011
French Banks Absorb New Hit From Greek Debts
Wall Street Journal 10/15/2011
Wall Street Journal 12/01/2011
6 Central Banks Act to Buy Time in Europe Crisis
New York Times 11/30/2011
Vive la French Bank Résistance
Wall Street Journal 02/17/2012
In Europe, Banks Borrowing to Stay Ahead of the Tide
New York Times 06/10/2012
We took a different way to help millions around the world build educated informed mindsets that affects and shapes their lives. For a future that is open, global and digital, with everyone having access to high quality information. We believe in the renewal of America, renewal of Europe, the renewal of India, the rest of Asia, Latin America and Africa. The renewal of our supply chains, health, education, infrastructure, as we rebuild our countries after the pandemic. Literacy and knowledge we believe cannot thrive and grow in a world of web bots, web crawlers, or AI. This requires human curiosity, human learning, and human imagination. We take as inspiration the saying- “One has to be free, and as broad as sky. One has to have a mind that is crystal clear, only then can truth shine in it.” Every contribution whether big or small is precious- in this crisis and ahead.
Support Lyrarc from as small as $1
Terms and Conditions | Copyright Policy | Privacy Policy | Contact Us
