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The scene if one walked at the port in Savannah or Long Beach and Mr. Bailey wanting to be just debt-free and happy not rich and acquisitive.
11/30/2008
Mr Bailey's changing philosophy on life, happiness defined as debt free and able to enjoy life with his family. What this does to Savannah and Long Beach's port area.
Linked Articles
When the Downturn Sailed Into Savannah
New York Times 11/30/2008
Frugality Forged in Today's Recession Has Potential to Outlast ItWall Street Journal 04/06/2009
Doubts about how much demand will be helped by the Fed's $800 billion mortgage and consumer debt securities market resuscitation.
11/26/2008
The Fed's need to act and the constructive efforts to unclog credit markets of October 2008 in consumer and mortgage credit. At the same time doubts about how much it will help contimuing slide in demand in the economy.
Linked Articles
Fed Aid Sets Off a Rush to Refinance
Wall Street Journal 11/26/2008
U.S. Consumer Loan Aid Will Trickle Only So FarNew York Times 11/27/2008
In the past decade China's consumption as percentage of GDP drops 10% to 37%, America's rise to 96%.
11/26/2008
This leads to the global imbalance in savings that London B-School's Prof. Portes complains about. Cross border flows fro, Asia to the West reach 3% of global GDP, pumping extra money into the US banking system, and the European banking system leading to bad lending and a consumption binge. The reluctance of China and the U.S. to change the staus quo till things simply collapsed.
Linked Articles
Imbalance in Nations' Savings Clouds Forecasts for Recovery
Wall Street Journal 03/23/2009
Global Economy: No Help from China's ConsumersBusinessWeek 11/26/2008
Sheila Bair, former chairwoman of the U.S FDIC and her proposal to level the playing field for government loans to homeowners and banks
10/16/2008
Linked Articles
Fix income inequality with $10 million loans for everyone! - The Washington Post
Washington Post 04/13/2012
FDIC Chief Raps Rescue for Helping Banks Over HomeownersWall Street Journal 10/16/2008
Bob Woodward on decisionmaking in the Obama White House and the Bush White House
09/15/2008
In "The War Within" Woodward described how Bush persevered to get the job done right in Iraq. In "The Price of Politics," Woodward describes how Obama failed to use his presidential leadership and suthority to get all sides to reach an agreement. Bill Keller of the NYT says Obama failed to make the "unpleasant choices" a president has to make, including supporting the president's own Simpson-Bowles Commission on the U.S. deficit.
Linked Articles
Wall Street Journal 09/15/2008
Notable & QuotableWall Street Journal 09/07/2012
GM to tap debt markets for only $3 billion depending on $10 billion of cost cutting .
07/16/2008
GM will cut spending in many areas like ad spending and marketing so as to have less dependence on loans secured against its international operation.
Linked Articles
GM Plans Debt Offering To Accompany Cost Cutting
Wall Street Journal 07/16/2008
GM Plans $10 Billion In Cuts to Bolster CashWall Street Journal 07/16/2008
Leveraging of banks U.S. banks in 2012 under the U.S. Federal Reserve stress tests of March 2012 and the leveraging at the time of Lehman's collapse in 2008
07/16/2008
The high rate of leveraging of banks today compared to 2008, suggests that the U.S. Federal Reserve may have prematurely declared the banks safe, say experts.
Linked Articles
Stressing the Bank 'Stress Tests'
Wall Street Journal 03/14/2012
How Bad Will It Get on Wall Street?BusinessWeek 07/16/2008
The U.S. automobile market in 2008-2013- collapse, recovery and renewal
05/20/2008
Linked Articles
Car Makers' Boom Years Now Look Like a Bubble
Wall Street Journal 05/20/2008
Auto Makers Rebound as Buyers Go BigWall Street Journal 01/04/2014
Karen Elliott House, expert on Saudi Arabia and the Middle East, on the U.S., the EU, and Saudi Arabia- demographics, aspirations and the princes 2007-2014
05/14/2008
Pulitzer prize winning journalist for reporting from the Middle East and expert on Saudi Arabia, Karen Elliott House, describes the changes in Saudi Arabia with the huge young demographic, and what it means for Saudi society, U.S.-Saudi relations, meeting the aspirations of young people.
Linked Articles
As the Middle East Burns, the Saudis Ease Up at Home
Wall Street Journal 06/25/2014
Our Friends in RiyadhWall Street Journal 05/14/2008
The U.S. with 5% of the world's population and 25% of the prison population in the world- the failure of the prison system in rehabilitation of light offenders
04/23/2008
Linked Articles
Inmate Count in U.S. Dwarfs Other Nations’
New York Times 04/23/2008
End Mass Incarceration NowNew York Times 05/24/2014
Lower incomes in manufacturing and and a general lowering of expectations in U.S. midwestern states like Ohio, Michigan, Indiana, Illinois and Wisconsin (1)
04/20/2008
Improving unemployment figures in Ohio in 2012 with 7.2% unemployment has come with lower incomes in manufacturing and a lowering of expectations about the future.
Linked Articles
Ohio economy improving, but residents can’t feel it - The Washington Post
Washington Post 08/08/2012
The Wage That Meant Middle ClassNew York Times 04/20/2008
Debt gorged Britain and the U.S.
03/22/2008
British debt is even worse than the American debt with household debt to income ratio at 1.62 in Britain compared to 1.42 in the USA. Continental cousins in Germany have a ratio of 1.09.
Linked Articles
Debt-Gorged British Start to Worry That the Party Is Ending
New York Times 03/22/2008
Frugality Forged in Today's Recession Has Potential to Outlast ItWall Street Journal 04/06/2009
Recognition of the importance of primary care physicians in improving cost and quality of U.S. healthcare by insurance companies
01/31/2008
Linked Articles
An Rx? Pay More to Family Doctors
Wall Street Journal 01/27/2012
Group Offers Doctors Bonuses for Better CareWall Street Journal 01/31/2008
The collapse of the consumer debt market in October 2008 and the Fed's response.
11/26/2008
The collapse of consumer debt market and the collapsing sales of automakers especially GM, and the need to revive the sale of consumer debt securites which in turn revives lending. But higher credit scores and consumer and bank fears may still keep demand in a contimuing slide.
Linked Articles
U.S. Consumer Loan Aid Will Trickle Only So Far
New York Times 11/27/2008
Fear Recedes in the Debt MarketsWall Street Journal 11/26/2008
With no safey net Chinese savings rate is high and the export model is entrenched pushing Chinese savings into financing American consumption.
11/26/2008
With the collapse of export markets in the U.S., China and the U.S. are now having to face up to the problems inherent in American dependence on Chinese products and Chinese savings to finance excessive consumption, and Chinese dependence on American export markets.
Linked Articles
Chinese Savings Helped Inflate American Bubble
New York Times 12/26/2008
Global Economy: No Help from China's ConsumersBusinessWeek 11/26/2008
Struggle for civil rights and financial rights of women in the U.S. Deep South- Linda Boggs and Rutha May Harris
11/05/2008
In Louisiana, Arkansas, Mississippi, Georgia and other states of the Deep South women's rights and civil rights for black people were a result of decades of effort by women like Linda Boggs and Rutha May Harris, hard work against entrenched prejudice with many setbacks and resilience towards adversity, compared to the soft work of campaign strategy, image making, polling and fund raising of today.
Linked Articles
A Time to Reap for Foot Soldiers of Civil Rights
New York Times 11/05/2008
Ex-Congresswoman Lindy Boggs Dead at 97Wall Street Journal 07/28/2013
As Feldstein and Hubbard suggest their proposals for addressing foreclosures the U.S. has done little to address it.
09/29/2008
Ruth Simon in the WSJ points out that little help is going to homeowners.
Linked Articles
Rescue Includes Steps to Help Borrowers Keep Homes
Wall Street Journal 09/29/2008
The Problem Is Still Falling House PricesWall Street Journal 10/04/2008
Did Putin overreact in Georgia 2008 and Ukraine 2014? Russia and the dangers to the Russian economy of not maintaining good relations with the West
08/13/2008
Russia tones down its overreaction as 66% of Russians polled in June say Russian forces should not enter Ukrainian terrritory. Putin and Russians in the administration policy making may have underestimated the reaction in the U.S. as reflected in this WSH editorial saying Americans should remember the words of Gen. Lucius Clay during the Berlin Blockade and the subsequent airlift. This could be why analysts in Russia now maintain that good relations with the West must be maintained, and entry of Russian forces into Ukraine would have disastrous consequences for Russia in terms of western sentiment and foreign investor sentiment. In such a situation Germany would be likely to support the stronger U.S. position seeing this in terms of the language used in theBerlin Airlift of 1948. For Germany and Russia this would be reversing the hard won gains of building relations from the time of Brandtand Kohl till today, fifty years of effort to build better relations and economic relationships- just too much for sober heads in Moscow Paris, and Berlin to accept, and closing another chapter in Russia's interactions with the West.
Linked Articles
Wall Street Journal 08/13/2008
Seeing Cost of Saber Rattling in Ukraine, Putin Alters CourseNew York Times 07/11/2014
How good were the U.S. Federal Reserve's stress tests of 2012?
07/16/2008
Reilly questions the leveraging aspect of the Fed's 2002 stress test results as they leave U.S. banks leveraging at between 20-30 times capital, the situation that prevailed before the crisis. Experts including Anil Kashyap at the University of Chicago pointed out how the process of deleveraging works in reverse before the collapse of Lehman in 2008- for every $1 of bank losses the deleveraging cycle reduces bank lending by $20- $30.
Linked Articles
Stressing the Bank 'Stress Tests'
Wall Street Journal 03/14/2012
How Bad Will It Get on Wall Street?BusinessWeek 07/16/2008
Winding down U.S. housing agencies Fannie and Freddie- the politics, lobbying, and the "ugly" that created the ensuing mess in housing (5)
07/12/2008
Linked Articles
Few Stand to Gain on This Bailout, and Many Lose
New York Times 09/08/2008
Fannie Mae UglyWall Street Journal 07/12/2008
Board meetings at GM and the how the culture and style of management stalled decisions on fuel efficiency and small car development.
05/15/2008
The evolution of the old management styles and attitudes as Ford brought in outside management and Bill Ford took a new tack, and at GM where old management plodded on inexorably in the old way. Which is quite different from what Alfred Sloan had advocated in his memoirs when he insisted on discussion and debate on critical decisions in board meetings for them to be worthwhile.
Linked Articles
BusinessWeek 05/15/2008
Bill Ford on Tipping Points and Thinking SmallBusinessWeek 07/31/2008
Imbalances in the global economy that will take time to correct- the situation in the U.S., Europe and emerging markets in 2012-2013
05/05/2008
The perception that "this time is different" is a typical behavioural reaction in history to to financial crises studied by Rogoff and Reinhart. Economic weakness is part of the mechanism for correcting global imbalances which happens over a number of years.
Linked Articles
Economy May Face Prolonged Pain, History Suggests
Wall Street Journal 05/05/2008
Boom, Bust. Repeat.Wall Street Journal 10/09/2009
Toyota Prius hybrid- hard sell in India and China
04/21/2008
The Prius is priced around $22,000 in Japan and the U.S. In India and China it costs around $40,000 with import duties. This makes it a hard sell where pollution is a major problem.
Linked Articles
In India, 'Green Cars' Look Like a Hard Sell
Wall Street Journal 01/08/2010
In China, Hybrids Are Tough SellWall Street Journal 04/21/2008
ACA- Insuring the CDO's
04/03/2008
The insurance itself was not insurance but a chance to use different accounting rules to take the issuance of collateralized debt obligations to new heights. ACA was an outfit by the river issuing flood insurance. It had an A rating and was supposed to insure AAA securities.
Linked Articles
BusinessWeek 04/03/2008
Building WonderlandNew York Times 04/06/2008
Sheila Bair at FDIC has proposal to help homeowners similiar to Feldstein's
03/07/2008
Sheila Bair 's proposal to help homeowners is similar to what Martin Feldstein proposed on the pages of WSJ on March 7, 2008. About 2 months later FDIC proposes to take action to help homeowners by offering homeowners with debt to income ratios above 40%, a loan from the government for 20% of their loan amount with no interest charged for the first 5 years, and loan payments required to be lowered to affordable numbers.
Linked Articles
How to Stop the Mortgage Crisis
Wall Street Journal 03/07/2008
Bair Proposal Seeks Government Loans To Aid HomeownersWall Street Journal 04/30/2008
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