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Modifying the 4% withdrawal rule for retirees for conditions in 2013

05/27/2010

Points to consider are the market conditions when entering retirement, the lower income on bonds, inflation, unforeseen or hidden expenses, and life expectancy. A lower P/E 10 ratio for the market is considered better than a higher P/E ratio- the current P/E 10 ratio reflecting past 10 years of earnings is about 23 according to Shiller.

Grouped Articles

Why Many Retirees Could Outlive a $1 Million Nest Egg

New York Times 06.08.2013

Suddenly, Retiree Nest Eggs Look More Fragile

New York Times 06.15.2013

Chuck Schwab Is Worried About Small Investors. Should We Worry Too?

BusinessWeek 05.27.2010

Rethink Your Retirement Income

Wall Street Journal 12.21.2013

Bad News for Boomers

Wall Street Journal 03.05.2012

The Case for Dividend Funds in Retirement

Wall Street Journal 04.15.2014

The Five Big Lies of Retirement Planning

Unknown 04.17.2014

Say Goodbye to the 4% Rule

Wall Street Journal 03.04.2013

The Mental Mistakes We Make With Retirement Spending

WSJ 04.24.2017


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