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World Groups
Why cost of living is destroying the social compact in the US and Europe and upending governments in 2024-2025
02/24/2025
Used car prices are up 45% since 2019 putting used cars at average price $28000. It is not a discretionary cost, one needs a car to get to work in the US. There are cases of young people not able to pay soaring repair costs quitting work without transport. This is why there was so much discontent in 2024 after supply shocks and price gouging pushed up prices in 2024. Another factor evident in airline ticket pricing was demand and the excess income of the top 20 percent. In housing and apartment rentals supply shortages pushed up prices, demand and excess income of the top 20-30 percent pushed up prices beyond the reach of the rest, higher interest rates made it unaffordable to buy a home for most Americans.
Grouped Articles
Why There Is No Relief Ahead for High Used-Car Prices
WSJ 02/15/2025
The U.S. Economy Depends More Than Ever on Rich People
WSJ 02/24/2025
Why cost of living is destroying the social compact in the US and Europe and upending governments in 2024-2025
02/24/2025
Used car prices are up 45% since 2019 putting used cars at average price $28000. It is not a discretionary cost, one needs a car to get to work in the US. There are cases of young people not able to pay soaring repair costs quitting work without transport. This is why there was so much discontent in 2024 after supply shocks and price gouging pushed up prices in 2024. Another factor evident in airline ticket pricing was demand and the excess income of the top 20 percent. In housing and apartment rentals supply shortages pushed up prices, demand and excess income of the top 20-30 percent pushed up prices beyond the reach of the rest, higher interest rates made it unaffordable to buy a home for most Americans.
Grouped Articles
Why There Is No Relief Ahead for High Used-Car Prices
WSJ 02/15/2025
The U.S. Economy Depends More Than Ever on Rich People
WSJ 02/24/2025
Action to cut single use plastic bags and packaging 2025
11/27/2024
Efforts to end the use of single use plastics that are a threat to health and the environment, land, rivers and oceans. The use of plastic water bottles has worsened the crisis. Supermarkets are slow in the US to ban plastic bags showing need for prudent regulation. Talks in Busan, South Korea, in Nov 2024 to find a solution to the plastics proliferation crisis. The plastics industry including plastics makers and recycling companies say things are under control with recycling goals, yet reports show only 30% of plastics is being recycled each year in 2024, and going back to the beginning of plastics 2 decades back only about 10% has been recycled.
Grouped Articles
Inside the Plastic Industry’s Battle to Win Over Hearts and Minds
NYTimes.com 11/27/2024
Washington Post 06/10/2024
China Tries to Stem the Flow of Its Plastic Waste
WSJ 01/20/2020
Plastic Water Bottles, Which Enabled a Drinks Boom, Now Threaten a Crisis
WSJ 12/12/2018
New York Businesses Anticipate Plastic-Bag Ban
WSJ 02/27/2020
Supermarkets in France forced to ditch plastic and set up ‘refill stations’ selling unpackaged goods
The Times 04/01/2021
Action to cut single use plastic bags and packaging 2025
11/27/2024
Efforts to end the use of single use plastics that are a threat to health and the environment, land, rivers and oceans. The use of plastic water bottles has worsened the crisis. Supermarkets are slow in the US to ban plastic bags showing need for prudent regulation. Talks in Busan, South Korea, in Nov 2024 to find a solution to the plastics proliferation crisis. The plastics industry including plastics makers and recycling companies say things are under control with recycling goals, yet reports show only 30% of plastics is being recycled each year in 2024, and going back to the beginning of plastics 2 decades back only about 10% has been recycled.
Grouped Articles
Inside the Plastic Industry’s Battle to Win Over Hearts and Minds
NYTimes.com 11/27/2024
Washington Post 06/10/2024
China Tries to Stem the Flow of Its Plastic Waste
WSJ 01/20/2020
Plastic Water Bottles, Which Enabled a Drinks Boom, Now Threaten a Crisis
WSJ 12/12/2018
New York Businesses Anticipate Plastic-Bag Ban
WSJ 02/27/2020
Supermarkets in France forced to ditch plastic and set up ‘refill stations’ selling unpackaged goods
The Times 04/01/2021
Kamala Harris Agenda to Lower Costs for American Families
08/17/2024
A series of Actions from Kamala Harris to Cut Costs for American Families in Healthcare, Pharmaceuticals prices, Grocery prices, Housing and Rental prices. This is critical for families struggling from paycheck to paycheck.
Grouped Articles
Committee for a Responsible Federal Budget 08/17/2024
The White House 08/17/2024
Harris and Trump Offer a Clear Contrast on the Economy
NYTimes.com 08/17/2024
The White House 08/17/2024
The White House 08/17/2024
Remarks by Vice President Harris at a Campaign Event in Raleigh, NC | The White House
The White House 08/17/2024
Inspiring Olympian stories defying the odds- Brayshaw's horse riding accident to rowing, Pidcock 40 second mountain biking puncture, 17 year sub Takenawa 96th minute distance goal
07/30/2024
Grouped Articles
The week Kamala Harris became the 2024 Democratic nominee in 48 hours
07/25/2024
The two tumultuous weeks in July 2024 started with a sniper shooting at the former president, followed by the Republican Convention within days. The president's address calling for calm, Trump's 90 RNC address which rambled to veer off course. Second thoughts about Trump and Biden's age and calls by Democrats for Biden to withdraw after the faltering delivery in the debate. Biden has Covid and isolates for a few days. On July 22 around 1.45 pm Biden puts out a letter on X (Twitter) that he is withdrawing and giving his full support to Kamala. Within hours Harris has overwhelming support. The next day morning Harris has secured the delegates needed. By the 24th in 48 hours she has raised $250 million for the campaign and about 100,000 volunteers. A dizzying pace for 48 hours that riveted the attention of the American people and the world.
Grouped Articles
With Speech to Teachers, Harris Waded into a Fiery Education Debate
NYTimes.com 07/25/2024
Kamala Harris: A woman of firsts – DW – 07/23/2024
dw.com 07/25/2024
‘Capable’ Harris and Biden’s legacy: key takeaways from the president’s address
The Guardian 07/25/2024
Biden Says He Will ‘Pass the Torch’ to Harris in Oval Office Address After Ending Campaign
WSJ 07/24/2024
Opinion | Kamala Harris Confounds the Republicans
WSJ 07/24/2024
President Biden Addresses the Nation
YouTube 07/25/2024
Mitch MConnell, Mike Johnson, Pat Schumer and the effort to get Ukraine Aid passed through the US Congress in April 2024
04/26/2024
At a critical juncture which Lyrarc compared to the 1948 effort by Harry Truman to get Congress to support aid to Greece and Turkey. Devastated by the war Greece and Turkey's democracies faced an imminent threat from a Communist takeover supported by the Soviet bloc. Ukraine was at a critical juncture in the war with Russia when Biden met Republican Speaker Mike Johnson at the White House with Mitch McConnell and Pat Schumer in Feb 2024. Schumer said a lot of the credit goes to McConnell to convince 31 Republican Senators a majority of his caucus to support Ukraine Aid at a critical moment.
Grouped Articles
Aid to Ukraine seemed dead. Then secretive talks revived it.
Washington Post 04/25/2024
Bucking G.O.P. Isolationists, McConnell Was Linchpin in Winning Ukraine Aid
NYTimes.com 04/24/2024
‘Kharkiv Is Unbreakable’: A Battered City Carries On
NYTimes.com 04/24/2024
Opinion | Ukraine Aid in the Light of History
NYTimes.com 04/24/2024
Senate Approves Aid for Ukraine and Israel, Sending It to Biden’s Desk
NYTimes.com 04/24/2024
Speaker Johnson’s Ukraine Package Clears Key Hurdle With Democratic Help
WSJ 04/19/2024
Mitch MConnell, Mike Johnson, Pat Schumer and the effort to get Ukraine Aid passed through the US Congress in April 2024
04/26/2024
At a critical juncture which Lyrarc compared to the 1948 effort by Harry Truman to get Congress to support aid to Greece and Turkey. Devastated by the war Greece and Turkey's democracies faced an imminent threat from a Communist takeover supported by the Soviet bloc. Ukraine was at a critical juncture in the war with Russia when Biden met Republican Speaker Mike Johnson at the White House with Mitch McConnell and Pat Schumer in Feb 2024. Schumer said a lot of the credit goes to McConnell to convince 31 Republican Senators a majority of his caucus to support Ukraine Aid at a critical moment.
Grouped Articles
Aid to Ukraine seemed dead. Then secretive talks revived it.
Washington Post 04/25/2024
Bucking G.O.P. Isolationists, McConnell Was Linchpin in Winning Ukraine Aid
NYTimes.com 04/24/2024
‘Kharkiv Is Unbreakable’: A Battered City Carries On
NYTimes.com 04/24/2024
Opinion | Ukraine Aid in the Light of History
NYTimes.com 04/24/2024
Senate Approves Aid for Ukraine and Israel, Sending It to Biden’s Desk
NYTimes.com 04/24/2024
Speaker Johnson’s Ukraine Package Clears Key Hurdle With Democratic Help
WSJ 04/19/2024
Biden and labor unions, women, the middle class in Jan 2024- one year before America chooses its path to 2030
02/06/2024
Grouped Articles
Biden Joins Autoworkers on Picket Line in Michigan
NYTimes.com 09/27/2023
Trump’s pitch for autoworker votes in car heartland is short on autoworkers
The Guardian 09/28/2023
How Abortion Lifted Democrats, and More Takeaways From Tuesday’s Elections
NYTimes.com 11/08/2023
Trump’s biggest Iowa gains are in evangelical areas, smallest wins in cities
Washington Post 01/16/2024
The U.S. Economy Depends More Than Ever on Rich People
WSJ 02/24/2025
Dissatisfaction in the American Workplace
11/28/2023
A high level of dissatisfaction in the American workplace is seen in 2023 Gallup Workplace Report and other surveys.
Grouped Articles
It’s 5:01 and I’m Done: No One Wants to Schmooze After Work
WSJ 09/13/2023
FDIC Chair, Known for Temper, Ignored Bad Behavior in Workplace
WSJ 11/16/2023
Five New Benefits and Perks Employers Will Tailor to Your Needs
WSJ 03/06/2023
What CEOs Are Getting Wrong About the Future of Work—and How to Make It Right
WSJ 02/17/2023
Is workplace stigma around mental health struggles changing?
BBC News 08/24/2022
If Your Co-Workers Are ‘Quiet Quitting,’ Here’s What That Means
WSJ 08/18/2022
China and the World Face a Double Blow from decades of housing construction enabled hyper growth- creating problems of climate change for the World and a slump in growth in 2023
10/16/2023
Decades of growth at 12-14% have left China and the World worse off. As Greg Ip pointed out in WSJ America could not cope with this hyper growth in a country many times the size of Japan after absorbing the growth of Japan in the sixties. The result was the closing down of factories and ever increasing imports from China until America had transferred its manufacturing prowess to China. This led to the societal breakdown in the US with communities dependent on factories across the US feeling the brunt. The other effects were an unprecedented in scale use of coal and fossil fuels to fuel hyper growth rates in China that created the problems of World Climate Change by 2023 and contamination of water, land and air inside China. By 2030 China will be aging rapidly similar to Japan today and the slowing economy in 2024 onwards could mean China will be stuck in the Middle Income category. All this poses lessons for America, for Europe, India and the World on what kind of growth is healthy and what kind is not, what is sustainable growth and what is not,what works well for the planet and what does not.
Grouped Articles
China Bet It All on Real Estate. Now Its Economy Is Paying the Price.
NYTimes.com 10/16/2023
An Even Bigger Housing Crisis Threatens China’s Economy
WSJ 09/18/2023
Is China’s Economic Predicament as Bad as Japan’s? It Could Be Worse
WSJ 09/19/2023
China’s Economy Remains Shaky After Challenging Summer
WSJ 10/13/2023
China and the World Face a Double Blow from decades of housing construction enabled hyper growth- creating problems of climate change for the World and a slump in growth in 2023
10/16/2023
Decades of growth at 12-14% have left China and the World worse off. As Greg Ip pointed out in WSJ America could not cope with this hyper growth in a country many times the size of Japan after absorbing the growth of Japan in the sixties. The result was the closing down of factories and ever increasing imports from China until America had transferred its manufacturing prowess to China. This led to the societal breakdown in the US with communities dependent on factories across the US feeling the brunt. The other effects were an unprecedented in scale use of coal and fossil fuels to fuel hyper growth rates in China that created the problems of World Climate Change by 2023 and contamination of water, land and air inside China. By 2030 China will be aging rapidly similar to Japan today and the slowing economy in 2024 onwards could mean China will be stuck in the Middle Income category. All this poses lessons for America, for Europe, India and the World on what kind of growth is healthy and what kind is not, what is sustainable growth and what is not,what works well for the planet and what does not.
Grouped Articles
China Bet It All on Real Estate. Now Its Economy Is Paying the Price.
NYTimes.com 10/16/2023
An Even Bigger Housing Crisis Threatens China’s Economy
WSJ 09/18/2023
Is China’s Economic Predicament as Bad as Japan’s? It Could Be Worse
WSJ 09/19/2023
China’s Economy Remains Shaky After Challenging Summer
WSJ 10/13/2023
Why cost of living is destroying the social compact in the US and Europe and upending governments in 2024-2025
02/24/2025
Used car prices are up 45% since 2019 putting used cars at average price $28000. It is not a discretionary cost, one needs a car to get to work in the US. There are cases of young people not able to pay soaring repair costs quitting work without transport. This is why there was so much discontent in 2024 after supply shocks and price gouging pushed up prices in 2024. Another factor evident in airline ticket pricing was demand and the excess income of the top 20 percent. In housing and apartment rentals supply shortages pushed up prices, demand and excess income of the top 20-30 percent pushed up prices beyond the reach of the rest, higher interest rates made it unaffordable to buy a home for most Americans.
Grouped Articles
Why There Is No Relief Ahead for High Used-Car Prices
WSJ 02/15/25
The U.S. Economy Depends More Than Ever on Rich People
WSJ 02/24/25
Income and Wealth Gaps US 2025- Top 10 percent support 50 percent of consumer spending in 2024
02/24/2025
Top 20 percent in the US have $1.2 trillion in excess income savings and increased Net Worth to $35 trillion from 2019 to 2025. Bottom 80 percent have about $300 billion in excess income savings and increased Net Worth to $14 trillion in that period.
Grouped Articles
The U.S. Economy Depends More Than Ever on Rich People
WSJ 02/24/25
Action to cut single use plastic bags and packaging 2025
11/27/2024
Efforts to end the use of single use plastics that are a threat to health and the environment, land, rivers and oceans. The use of plastic water bottles has worsened the crisis. Supermarkets are slow in the US to ban plastic bags showing need for prudent regulation. Talks in Busan, South Korea, in Nov 2024 to find a solution to the plastics proliferation crisis. The plastics industry including plastics makers and recycling companies say things are under control with recycling goals, yet reports show only 30% of plastics is being recycled each year in 2024, and going back to the beginning of plastics 2 decades back only about 10% has been recycled.
Grouped Articles
Inside the Plastic Industry’s Battle to Win Over Hearts and Minds
NYTimes.com 11/27/24
Washington Post 06/10/24
China Tries to Stem the Flow of Its Plastic Waste
WSJ 01/20/20
Plastic Water Bottles, Which Enabled a Drinks Boom, Now Threaten a Crisis
WSJ 12/12/18
New York Businesses Anticipate Plastic-Bag Ban
WSJ 02/27/20
Supermarkets in France forced to ditch plastic and set up ‘refill stations’ selling unpackaged goods
The Times 04/01/21
Action to cut single use plastic bags and packaging 2025
11/27/2024
Efforts to end the use of single use plastics that are a threat to health and the environment, land, rivers and oceans. The use of plastic water bottles has worsened the crisis. Supermarkets are slow in the US to ban plastic bags showing need for prudent regulation. Talks in Busan, South Korea, in Nov 2024 to find a solution to the plastics proliferation crisis. The plastics industry including plastics makers and recycling companies say things are under control with recycling goals, yet reports show only 30% of plastics is being recycled each year in 2024, and going back to the beginning of plastics 2 decades back only about 10% has been recycled.
Grouped Articles
Inside the Plastic Industry’s Battle to Win Over Hearts and Minds
NYTimes.com 11/27/24
Washington Post 06/10/24
China Tries to Stem the Flow of Its Plastic Waste
WSJ 01/20/20
Plastic Water Bottles, Which Enabled a Drinks Boom, Now Threaten a Crisis
WSJ 12/12/18
New York Businesses Anticipate Plastic-Bag Ban
WSJ 02/27/20
Supermarkets in France forced to ditch plastic and set up ‘refill stations’ selling unpackaged goods
The Times 04/01/21
Trump plan to end tax on Social Security benefits is a fatal mistake
08/17/2024
Senator Larson says it is a fatal mistake as lost revenue is not made up leading to a Medicare insolvency in 2031, and Social Security insolvency in 2033. Social security benefits will then by law will be cut in 2033 by 25%, a dangerous step tragic for many on Social Security who are pushed into poverty.
Grouped Articles
CNBC 08/17/24
Committee for a Responsible Federal Budget 08/17/24
Trump wants to cut income taxes on Social Security. Here's how that would impact your benefits.
CBS News 08/17/24
Inspiring Olympian stories defying the odds- Brayshaw's horse riding accident to rowing, Pidcock 40 second mountain biking puncture, 17 year sub Takenawa 96th minute distance goal
07/30/2024
Grouped Articles
Mitch MConnell, Mike Johnson, Pat Schumer and the effort to get Ukraine Aid passed through the US Congress in April 2024
04/26/2024
At a critical juncture which Lyrarc compared to the 1948 effort by Harry Truman to get Congress to support aid to Greece and Turkey. Devastated by the war Greece and Turkey's democracies faced an imminent threat from a Communist takeover supported by the Soviet bloc. Ukraine was at a critical juncture in the war with Russia when Biden met Republican Speaker Mike Johnson at the White House with Mitch McConnell and Pat Schumer in Feb 2024. Schumer said a lot of the credit goes to McConnell to convince 31 Republican Senators a majority of his caucus to support Ukraine Aid at a critical moment.
Grouped Articles
Aid to Ukraine seemed dead. Then secretive talks revived it.
Washington Post 04/25/24
Bucking G.O.P. Isolationists, McConnell Was Linchpin in Winning Ukraine Aid
NYTimes.com 04/24/24
‘Kharkiv Is Unbreakable’: A Battered City Carries On
NYTimes.com 04/24/24
Opinion | Ukraine Aid in the Light of History
NYTimes.com 04/24/24
Senate Approves Aid for Ukraine and Israel, Sending It to Biden’s Desk
NYTimes.com 04/24/24
Speaker Johnson’s Ukraine Package Clears Key Hurdle With Democratic Help
WSJ 04/19/24
Mitch MConnell, Mike Johnson, Pat Schumer and the effort to get Ukraine Aid passed through the US Congress in April 2024
04/26/2024
At a critical juncture which Lyrarc compared to the 1948 effort by Harry Truman to get Congress to support aid to Greece and Turkey. Devastated by the war Greece and Turkey's democracies faced an imminent threat from a Communist takeover supported by the Soviet bloc. Ukraine was at a critical juncture in the war with Russia when Biden met Republican Speaker Mike Johnson at the White House with Mitch McConnell and Pat Schumer in Feb 2024. Schumer said a lot of the credit goes to McConnell to convince 31 Republican Senators a majority of his caucus to support Ukraine Aid at a critical moment.
Grouped Articles
Aid to Ukraine seemed dead. Then secretive talks revived it.
Washington Post 04/25/24
Bucking G.O.P. Isolationists, McConnell Was Linchpin in Winning Ukraine Aid
NYTimes.com 04/24/24
‘Kharkiv Is Unbreakable’: A Battered City Carries On
NYTimes.com 04/24/24
Opinion | Ukraine Aid in the Light of History
NYTimes.com 04/24/24
Senate Approves Aid for Ukraine and Israel, Sending It to Biden’s Desk
NYTimes.com 04/24/24
Speaker Johnson’s Ukraine Package Clears Key Hurdle With Democratic Help
WSJ 04/19/24
Mitch MConnell, Mike Johnson, Pat Schumer and the effort to get Ukraine Aid passed through the US Congress in April 2024
04/26/2024
At a critical juncture which Lyrarc compared to the 1948 effort by Harry Truman to get Congress to support aid to Greece and Turkey. Devastated by the war Greece and Turkey's democracies faced an imminent threat from a Communist takeover supported by the Soviet bloc. Ukraine was at a critical juncture in the war with Russia when Biden met Republican Speaker Mike Johnson at the White House with Mitch McConnell and Pat Schumer in Feb 2024. Schumer said a lot of the credit goes to McConnell to convince 31 Republican Senators a majority of his caucus to support Ukraine Aid at a critical moment.
Grouped Articles
Aid to Ukraine seemed dead. Then secretive talks revived it.
Washington Post 04/25/24
Bucking G.O.P. Isolationists, McConnell Was Linchpin in Winning Ukraine Aid
NYTimes.com 04/24/24
‘Kharkiv Is Unbreakable’: A Battered City Carries On
NYTimes.com 04/24/24
Opinion | Ukraine Aid in the Light of History
NYTimes.com 04/24/24
Senate Approves Aid for Ukraine and Israel, Sending It to Biden’s Desk
NYTimes.com 04/24/24
Speaker Johnson’s Ukraine Package Clears Key Hurdle With Democratic Help
WSJ 04/19/24
The Biden presidency and campaign January 2024 -about one year before America sets its path to 2030
02/06/2024
Grouped Articles
No One Is Happy About the Border. We Asked Mayorkas What Went Wrong.
NYTimes.com 02/06/24
Biden wins South Carolina Democratic primary for presidential nomination
The Guardian 02/04/24
WSJ Opinion: The Republicans’ Border Crisis
WSJ 02/05/24
Kamala Harris Bolsters Biden for 2024 and Lays Groundwork for 2028
NYTimes.com 02/03/24
What the Data Says About Republicans Who Won’t Vote for Trump
WSJ 02/02/24
Jobs Growth of 353,000 Blasts Past Expectations as Labor Market Stays Hot
WSJ 02/02/24
AI responsibilities too great to be placed on the shoulders of a few computer specialists
11/19/2023
No one talks of climate change risks being tackled by a few technology specialists. AI is too big and the risks so great for humanity to be placed on the shoulders of a few computer specialists. Watching Joanna Stern of WSJ interview Sam Altman and Murali Murthi gives the impression that Altman was moving too quickly and Murthi was saying the right things but lacked the experience and capacity to tackle AI's vast responsibilities. This also stems from the fact that what young Stanford and other tech graduates in their early thirties have done in the last 2 decades ends a chapter in America's tech history. AI is an entirely different technology which requires the involvement of major parts of America's whole technological and scientific community and its society, not just a few individuals. This is also the lesson from the pandemic for virus research where not just the Cambridge, Massachusetts community, a government agency and Chinese researchers needed to be involved, but vast parts of America'a health and medicine scientific community and the American public. A million lives were lost in the pandemic in the US alone, and millions all over the world. It is a lesson that should never be forgotten- that technology can get out of control.
Grouped Articles
Sam Altman Is Out at OpenAI After Board Skirmish
WSJ 11/18/23
Many Details of Sam Altman’s Ouster Are Murky. But Some Things Are Clear.
NYTimes.com 11/18/23
Meet Mira Murati, the Engineer Now Leading OpenAI
NYTimes.com 11/18/23
Sam Altman Is Out at OpenAI; Mira Murati Will Be Interim CEO
WSJ 11/17/23
China and the World Face a Double Blow from decades of housing construction enabled hyper growth- creating problems of climate change for the World and a slump in growth in 2023
10/16/2023
Decades of growth at 12-14% have left China and the World worse off. As Greg Ip pointed out in WSJ America could not cope with this hyper growth in a country many times the size of Japan after absorbing the growth of Japan in the sixties. The result was the closing down of factories and ever increasing imports from China until America had transferred its manufacturing prowess to China. This led to the societal breakdown in the US with communities dependent on factories across the US feeling the brunt. The other effects were an unprecedented in scale use of coal and fossil fuels to fuel hyper growth rates in China that created the problems of World Climate Change by 2023 and contamination of water, land and air inside China. By 2030 China will be aging rapidly similar to Japan today and the slowing economy in 2024 onwards could mean China will be stuck in the Middle Income category. All this poses lessons for America, for Europe, India and the World on what kind of growth is healthy and what kind is not, what is sustainable growth and what is not,what works well for the planet and what does not.
Grouped Articles
China Bet It All on Real Estate. Now Its Economy Is Paying the Price.
NYTimes.com 10/16/23
An Even Bigger Housing Crisis Threatens China’s Economy
WSJ 09/18/23
Is China’s Economic Predicament as Bad as Japan’s? It Could Be Worse
WSJ 09/19/23
China’s Economy Remains Shaky After Challenging Summer
WSJ 10/13/23
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