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Surveys: Health insurance costs shifted to workers, even as premiums surge - The Washington Post
Keywords:
Health insurance premiums for family plans increased by 9% in 2011 according to a survey by Kaiser Family Foundation. A similiar survey by Mercer showed premium increases around 6%. Another change is that health insurance plans are becoming less comprehensive and deductibles are higher, with higher copays and employees contributing more to premiums.
Health insurance premiums in the U.S.
09/28/2011
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Surveys: Health insurance costs shifted to workers, even as premiums surge - The Washington Post
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Under the Obama healthcare law (Obamacare) businesses can opt to pay a fine of $2000 instead of providing coverage. The people losing coverage are then put in an exchange where they can buy insurance, with those whose premiums are more than 9.5% of income receiving subsidies. The incentive for employers to pay the fine and dump workers on the exchange can put 11 million to 80 million additional people on the exchange. The cost of the Obama health care law would rise significantly as a result.
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