World News Insights
1-3 Minute Gist

All Topics Group

Experts in financial planning for retirement on how much to allocate to stocks and how much risk is appropriate

08/16/2014

Experts cite the Vanguard and Fidelity Retirement Funds allocation of 45% to stocks at age 65 following 110 minus the age, and other experts cite research for a 55% allocation. The importance of concepts risk horizon and risk tolerance used together. The need to look at one's own situation carefully and spending needs in retirement. The risks of too little allocation in the near zero interest environment and the risk of very high allocation to stocks is emphasized.

Grouped Articles

Do Retirees Take Too Much or Too Little Risk With Their Investments?

Wall Street Journal 08.16.2014

How to Keep Your Portfolio on Track

Wall Street Journal 01.04.2015

Are Fund Managers Doomed? Making the Case for Passive Investing’s Triumph

WSJ 10.18.2016

The Mental Mistakes We Make With Retirement Spending

WSJ 04.24.2017


Support LyrArc

We took a different way to help millions around the world build educated informed mindsets that affects and shapes their lives. For a future that is open, global and digital, with everyone having access to high quality information. We believe in the renewal of America, renewal of Europe, the renewal of India, the rest of Asia, Latin America and Africa. The renewal of our supply chains, health, education, infrastructure, as we rebuild our countries after the pandemic. Literacy and knowledge we believe cannot thrive and grow in a world of web bots, web crawlers, or AI. This requires human curiosity, human learning, and human imagination. We take as inspiration the saying- “One has to be free, and as broad as sky. One has to have a mind that is crystal clear, only then can truth shine in it.” Every contribution whether big or small is precious- in this crisis and ahead.

Support Lyrarc from as small as $1


Copyright © 2006 - 2026 Intelilinks LLC
Terms and Conditions | Copyright Policy | Privacy Policy | Contact Us