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The growing middle class in Mexico and Brazil 2000-2015
01/03/2010
Linked Articles
Booming economy, government programs help Brazil expand its middle class
Washington Post 01/03/2010
Mexico’s middle class is becoming its majority - The Washington PostWashington Post 03/18/2012
P&G (Procter & Gamble)- striking the right balance between the large markets in N. America and Europe, and the fast growing emerging markets
12/12/2009
P&G's price increases in N. American markets and erosion of market share lead to criticism of its neglect of the core home market. In the decade long effort to grow build a strong presence in emerging markets, management's attention has been focussed outside the U.S.
Linked Articles
Wall Street Journal 05/24/2012
P.& G. Sees the World as Its ClientNew York Times 12/12/2009
Procter and Gamble (P&G) takes early success at low price points in Mexico to other emerging markets Brazil and China- 2009-2014
12/12/2009
Linked Articles
P&G Sales Rise on Strong Demand in Emerging Markets
Wall Street Journal 01/27/2014
P.& G. Sees the World as Its ClientNew York Times 12/12/2009
World Bank chief Zoellick on the global economy and how to prepare an effective long tem policy
10/02/2009
Zoellick sees the short term Stimulus and central bank monetary easing policies of 2008, as not appropriate to the long term problems of debt reduction and energy price volatility. He emphasizes the need for bridge financing for Spain and Italy though he accepts the German view that credit cannot be provided freely and reforms need to be undertaken. A partial euro bond solution is a step in the right direction.
Linked Articles
World Bank Chief Urges Euro Bonds
Wall Street Journal 05/31/2012
2010 Looks 'Highly Uncertain,' Zoellick SaysWall Street Journal 10/02/2009
Aspects of the Reform proposal that were influenced by the work of Prof Sunstein and Prof Thaler at the University of Chicago.
06/17/2009
Sunstein and Thaler's book "Nudge" talks about the role psychology plays, and behavoural aspects play in human behaviour. The President is a friend of Sunstein from their days at the University of Chicago law school. The onsumer Financial Protection Agency and its role, says Zweig, takes some ideas from Prof. Sunstein's work to protect consumers.
Linked Articles
Obama’s Financial Reform Plan: The Condensed Version
Wall Street Journal 06/17/2009
About Time: Regulation Based On Human NatureWall Street Journal 06/20/2009
A drastic overhaul, a sweeping restructuring is needed of the "fee-for-service" system to fix healthcare, the Obama health "reforms" risk becoming cosmetic.
06/14/2009
Cowen and Samuelson point out that without this big restructuring, taking in the uninsured into the system will only magnify the costs further. It would simply continue a unaffordable system of healthcare, that also delivers poor overall quality of healthcare for a steep price tag.
Linked Articles
Something’s Got to Give in Medicare Spending
New York Times 06/14/2009
Robert J. Samuelson - Wrong Way on Health 'Reform'Washington Post 06/15/2009
Bernanke's views on how the underutilization of labor in todays markets should make inflation less of a threat.
06/11/2009
Remarks by Bernanke to the Open Market Committee of the Fed in 2003, have a relevance to the situation facing the economy today. Rising raw materials prices and the falling dollar are likely to have a muted effect on inflation. The impact of slowing wages and the high unemployment and growing underutilization of labor, in the midst of a manufacturing capacity utilization rate of 68% and continuing to fall, are likely to be the deciding factors.
Linked Articles
Slack Labor Markets Will Hold Down Prices
Wall Street Journal 06/23/2009
Get Ready for Inflation and Higher Interest RatesWall Street Journal 06/11/2009
As the government sells $5 trillion in new debt by one estimate, the problem of an estimated $ 1 trillion in troubled assets on the banks books is being put off for another day.
06/04/2009
The FDIC's Legacy Loans Program's $1 billion pilot program attracts no interest. The Public Private Partnership Program of Secretary Geithner, like Secretary Paulson's TARP program before Geithner, is also unlikely to attract much interest as banks are not willing to take the prices that would require them to show large losses on their books. But this means that these problems are postponed for another day.
Linked Articles
Plan to Help Banks Clear Their Books Is Halted
New York Times 06/04/2009
Rising Interest on Nations’ Debts May Sap World GrowthNew York Times 06/04/2009
S. Korea's second household debt binge in the 15 years since the 1997 financial crisis
05/18/2009
The first period of rising household debt ocurred with the credit card boom when the government promoted consumer spending as a way to stimulate the economy. By 2003 this became a serous problem and the government rescued a credit card issuer in 2003. Household debt is again a major problem in 2012 with the increasing number of companies in financial lending that are not regulated.
Linked Articles
Notes From Another Credit Card Crisis
New York Times 05/18/2009
S. Korea tries to curb mounting debt and avert a crisis - The Washington PostWashington Post 07/09/2012
How lobbying by the financial industry and the mindset of Sec. Geithner can dilute financial regulation.
04/27/2009
The effort for financial regulation of derivatives raises concerns.
Linked Articles
Geithner, as Member and Overseer, Forged Ties to Finance Club
New York Times 04/27/2009
Danger in Wall Street’s ShadowsNew York Times 05/15/2009
Views of experts from Raghuram Rajan, Paul Krugman and Simon Johnson are at odds with the Obama administration's recycling of prior Paulson's bank rescue plans
04/21/2009
Rajan and Johnson call for smaller, more transparent financial institutions through the government takeover of insolvent banks and breaking them up into smaller financial institutions that pose less risk to the country's economy and are easier to manage, and less prone to excessive risk taking. And they propose crafting policy and antitrust laws to make this work. Questions raised about the administration having too many people on its economic team who are deferential to Wall Street and not with a mindset that questions key assumptions -some call them sacred cows- that are put forward by Wall Street.
Linked Articles
Economists Seek Breakup of Big Banks
Wall Street Journal 04/21/2009
Time for Bank Creditors to Share the Pain?New York Times 04/29/2009
A word of caution about the recovery. Expert opinion that sees dangers in the recovery of 2nd quarter 2009.
04/21/2009
It may only be a glimmer of hope says the Economist and not the real thing, which may be a long ways away.
Linked Articles
Economists Seek Breakup of Big Banks
Wall Street Journal 04/21/2009
A glimmer of hope?Economist 04/23/2009
FT's Martin Wolf looks at Simon Johnson's argument that Obama is avoiding the tough choices because he has succumbed to pressure from financial elites.
04/14/2009
Wolf looks at Simon Johnson's argument about Obama's dithering on the tough issues like that of insolvent banks, and says America is not like Russia where financial elites controlled the government's way of responding into and out of a crisis.
Linked Articles
Unknown 04/15/2009
Text of Obama Economic SpeechBusinessWeek 04/14/2009
Volcker, the Volcker Rule, and the risks of the concentration of assets in a few banks in the U.S. financial system
12/17/2009
Linked Articles
Charlie Rose Talks to Paul Volcker
BusinessWeek 10/27/2011
A Crisis Is a Terrible Thing to WasteBusinessWeek 12/17/2009
Danone and P&G's (Procter & Gamble) innovative strategies for reaching low income customers in emerging markets.
12/12/2009
In 2004 Indonesian managers showed Franck Riboud, CEO of Danone, a pyramid of customers in Indonesia's population of 240 million people. It showed only 20 million customers at the top of the pyramid as the only ones who could afford Danone products. At that point Ribaud made up his mind to go after the large number of people at the lower end of the pyramid and come with strategies to do this profitably. By 2010 46% of Danone's sales were from emerging markets, up from 10% a decade earlier, showing the pace of the change. Unilever, P&G, Nestle, Colgate-Palmolive and other companies are following similiar strategies. P&G has used Mexico as a lab for experimenting with new products at low price points and Danone has done this in Indonesia.
Linked Articles
Danone Expands Its Pantry to Woo the World's Poor
Wall Street Journal 06/25/2010
P.& G. Sees the World as Its ClientNew York Times 12/12/2009
The risks to the U.S. financial system posed by concentrating 50% of deposits in just 5 banks
10/21/2009
The failure to make changes during the financial crisis of 2008 and the risks this poses in the future.
Linked Articles
Warren Stephens: How Big Banks Threaten Our Economy
Wall Street Journal 04/29/2012
BOE's King: Big Banks Should Get Broken UpWall Street Journal 10/21/2009
How Elizabeth Warren at Harvard University and Profs. Sunstein and Thaler at the University of Chicago influenced the decision to setup a Consumer Financial Protection Agency.
06/20/2009
Elizabeth Warren has known economic advisor Summers for along time at Harvard, and Obama is a friend of Sunstein who wrote abook with Thaler, "Nudge," on the subject of consumer behaviour.
Linked Articles
Wall Street Critic Inspired New Consumer-Protection Agency
Wall Street Journal 06/20/2009
About Time: Regulation Based On Human NatureWall Street Journal 06/20/2009
Obama's Consumer Financial Protection Agency and the influence of consumer advocate Elizabeth Warren.
06/17/2009
The influence of Elizabeth Warren, who is aleading scholar in credit and economic distress, and a Professor at Harvard Law School, in the President's decision to setup aconsumer protection agency. The influence also of Prof. Sunstein at the University of Chicago Law School on Obama's ideas on fine print, consumer behaviour and protection.
Linked Articles
Obama’s Remarks on Financial Regulatory Reforms
Wall Street Journal 06/17/2009
Wall Street Critic Inspired New Consumer-Protection AgencyWall Street Journal 06/20/2009
With capacity utilization at 68%, too much slack in the economy for inflation to take root.
06/11/2009
Producer Price Index showed its steepest decline since 1949 for May 2009 over May 2008. And there are still 10 unsold homes for every one sold, with the typical being 6.
Linked Articles
Get Ready for Inflation and Higher Interest Rates
Wall Street Journal 06/11/2009
Housing Starts Jump in May for Third MonthWall Street Journal 06/16/2009
The different approaches of Pfizer and Novartis for new drug research and development in 2009-2015
06/11/2009
Working with smaller R&D budgets and focussing the research on a few areas, collaboration with universities, and other ways to get more out of the R&D dollar.
Linked Articles
Pfizer Profit Declines 19% After Loss of Lipitor Patent
New York Times 05/01/2012
Novartis: Radically Remaking Its Drug BusinessBusinessWeek 06/11/2009
Looking at it from Benjamin Graham's perspective this sure is overoptimism, prices of share overestended and overpriced.
05/23/2009
A reminder to take Benjamin Graham's perspective and view things from the "the standpoint of eternity rather than day to day."
Linked Articles
If You Think Worst Is Over, Take Benjamin Graham's Advice
Wall Street Journal 05/23/2009
Rising Interest on Nations’ Debts May Sap World GrowthNew York Times 06/04/2009
Weaknesses in proposed financial regulation for derivatives.
05/14/2009
The oversight by CFTC with arole for SEC gives the same muddled picture of previous oversight. And not treating all derivatives the same leaves room for future trouble.
Linked Articles
Obama Proposes a First Overhaul of Finance Rules
New York Times 05/14/2009
Danger in Wall Street’s ShadowsNew York Times 05/15/2009
The NYT editorial questions the wisdom of letting banks like JP Morgan and Goldman Sachs repay government money.
04/26/2009
The heavy lobbying by the banks may skew government decisionmaking, says the NYT, and lead to poor decisions. Banks still face losses in commercial real estate, and the higher unemployment and its effect on the economy could adversely affect their balance sheets.
Linked Articles
New York Times 04/26/2009
Payback TimeNew York Times 06/11/2009
Paulson-Bernanke's "forced" acquisition of Merrill by Bank of America.
04/21/2009
Questions raised about the efforts by Paulson to prevent Lewis from backing out of the Merrill deal. The creation of even larger institutions through such combinations, and even weaker institutions.
Linked Articles
Economists Seek Breakup of Big Banks
Wall Street Journal 04/21/2009
Busting Bank of AmericaWall Street Journal 04/27/2009
The head of Allstate on the need for effective financial regulation.
04/16/2009
Effective regulation and the effect of lobbying in creating areas of unregulated exposures.
Linked Articles
New York Times 04/16/2009
Danger in Wall Street’s ShadowsNew York Times 05/15/2009
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